YSR Bima Scheme 2025
Overview of the Scheme
The YSR Bima Scheme was introduced in 2020 by Chief Minister Y.S. Jagan Mohan Reddy, with an objective to provide social security to around 1.41 crore families in Andhra Pradesh. It aims to help families of unorganized workers by providing financial support when the family faces financial strain due to the primary earner’s unintentional death or disability.
Registration and Eligibility
The registration process is generally done by the respective village/ward volunteers who check for eligibility, which typically means at least a white ration card is required. They should be entre fixing bread and aged 18-70 and have a wage of below ₹15,000 a month.
Benefits and Costs
It also includes insurance cover — ₹5 lakh for accidental death (between 18-50 years), ₹2 lakh for natural death (18-50 years), ₹1,200/year as annual scholarship for children and ₹5,000 towards funeral expenses. There’s no application fee, and the state government covers the premium.
Detailed Report on YSR Bima Scheme 2025
The YSR Bima Scheme 2025 is an essential type of social security scheme that provides insurance coverage to unorganized workers and their families in Andhra Pradesh. The report offers a detailed outline in the format of a job announcement about registration, what determines eligibility and other benefits (which also is intended to be are as much engaging and informative for our potential beneficiaries).
Introduction to YSR Bima Scheme 2025
The Chief Minister Y.S. Jagan Mohan Reddy introduced a scheme in 2020 that bore the name of his late father and former Chief Minister Y.S. Rajasekhara Reddy, it is called the YSR Bima Scheme. It is designed to give financial cover to the families of unorganised workers of Andhra Pradesh, especially in situation like accidental death or disability of bread earner of the family. This scheme is one of the foundation stones of the state welfare policies, where around 1.41 crore families are provided insurance coverage without paying the premium, which is being borne by the state government.
Key highlights include:
- Target Audience: Unorganized workers and their families
- OVERVIEW: Insurance for accidental death, disability and natural death, with education and funeral benefits.
- ADMINISTRATION: It shall be administered by the Labour Department and implemented by the GSWS Department.
Coverage Details
The plan covers all aspects of insurance, as follows.
| Category | Age Group | Amount (₹) |
|---|---|---|
| Accidental Death/TPD | 18-50 years | 5,00,000 |
| Accidental Death/TPD | 51-70 years | 3,00,000 |
| Natural Death | 18-50 years | 2,00,000 |
| Natural Death | 51-60 years | 30,000 |
| Partial Permanent Disability (PPD) | 18-70 years | Up to 2,50,000 |
| Scholarship for Children | – | 1,200 per annum (up to 2 children, for 9th, 10th, Intermediate, or ITI) |
| Funeral Expenses | – | 5,000 (within 2 days) |
This coverage is critical as it provides financial security as well as educational support for dependents, especially children of beneficiaries, thus serving as an essential safety net.
Eligibility Criteria for YSR Bima Scheme
Eligibility Criteria For YSR Bima Scheme: The beneficiaries are required to fulfil the following eligibility criteria to register for the YSR Bima Scheme.
- Residency - Resident of Andhra Pradesh.
- Ration Card: Required to have a white ration card under the Below Poverty Line (BPL) category.
- Age Limit: 18-70 Years
- Income: Monthly earnings must be below ₹15,000, the standard for unorganized laborers.
- Role: The primary bread earner of the family.
These criteria ensure the most vulnerable sections of the society is targeted and given necessary financial protection under the scheme.
Registration Process for YSR Bima Scheme
With village/ward volunteers, appointed by the government, conducting most of the registration through offline mode. The steps include:
- Yes, verification is done and here is how it is) Verification Process: Volunteers would visit the eligible households to verify the documents, particularly the white ration card.
- Beneficiaries SAT, their primary householder enrolls.
- Display of the list of enrolled insurance holders at village secretariats for transparency
- HIGHLIGHTS Conducting process: The beneficiary is just charged ₹15 per policyholder per annum by the state authorities.
Beneficiary can check status or access forms through the BIMA Mitra app that can be downloaded from the Play Store for Android users or App Store for iOS users. Visit www. ysrbima. ap. gov.in for more details.
How to Apply for YSR Bima Scheme Online?
While the primary registration is volunteer-driven, beneficiaries can check status online through resources:
- Access the Website: Navigate to www.ysrbima.ap.gov.in.
- Reports Section: Click on “Reports” to open a new page.
- Enter Details: To verify your registration status, enter details like name or ration card number.
- Download Apps: To access BIMA Mitra app for more features.
Required documents typically include:
- White ration card.
- Proof of identity (Aadhar card, voter ID, etc.).
- Bank account details for claim settlements.
Important Dates for YSR Bima Scheme 2025
(Please note that certain dates of registration drives can differ.) Typically:
- Registration Period: Continuous, with periodic drives announced. Visit the official website for updated information.
- Premium Payment: Both state-mandated and state-managed, no action needed from beneficiaries.
Benefits of YSR Bima Scheme
The scheme provides a comprehensive support system, including:
- Insurance Coverage: Accidental death cover (18-50 years) 5 lakh upto ₹.
- Educational Support: Scholarship scheme: ₹1,200 per year for two years for schooling (9th to ITI)
- Immediate Relief: Funeral Expenses ₹5,000 paid within 2 days to ease immediate cash flow.
- Claim Settlement: Completely online, gets the claims settled within 15 days so that it never falls behind.
This structure of comprehensive benefits makes the scheme a lifeline for unorganized workers’ families.
Application Process Fee
It does not need any application fees as such enrollment. The annual premium of ₹15 per policyholder is borne by the state government, so no extra cost is incurred to the eligible beneficiaries.
Important Links for YSR Bima Scheme
- Official Notification and Details: www.ysrbima.ap.gov.in
- Apply Online and Status Check: www.ysrbima.ap.gov.in/reports
- Download BIMA Mitra App: Available on Google Play Store and App Store (search “BIMA Mitra”).
FAQs – YSR Bima Scheme 2025
- What is the last date to register for YSR Bima Scheme 2025?
A: You can register at any time, with periodic drives. Check www. ysrbima. ap. gov.in for the latest deadlines. - How can I apply for YSR Bima Scheme online?
A: There is a primary registration offline with volunteers, but status can be checked online at www. ysrbima. ap. gov.in/reports. - What are the benefits provided under the scheme?
It provides up to ₹5 lakh for accidental death, ₹2 lakh in case of natural death (between age 18 and 50), scholarships for children, funeral expenses, etc. - Who is eligible for the scheme?
A: Families of the primary earner between 18-70 years old scoring an income less than ₹15,000 per month. - Is there any fee to apply?
A: No, there is no application fee, and the state pays the premium.
Final Words – Register Now for YSR Bima Scheme!
Make sure your family is a part of the YSR Bima Scheme 2025 and take this precious chance now. So make sure to be registered to be able to benefit from these important financial aids when in need. To get latest news from around the world, do bookmark www. ysrbima. ap. gov.in and stay informed.
The spring of 2025 is the most accurate time as this report is published
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